Abstract:
The purposes of this study were to describe and to analyze the Y Generation and
Adoption of Internet Banking on bank customers in Indonesia using TAM model.
The results of this study showed that the variables of perceived usefulness and
perceived ease of use had a positive and significant correlation directly towards
the attitude in using perceived usefulness, and also had a positive influence and
directly towards the actual usage while perceived ease of use does not affect
actual usage. Attitude towards using has a positive and significant correlation
directly towards the actual usage.
Keywords :
Internet banking, Technology Acceptance Model (TAM), Clients, Structural
Equation Model (SEM), Adoption.