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The existence of Islamic bank in Indonesia is held up by law of Banking Syariah No. 21, 2008,. This particular law gives opportunity to anyone (individual or institution) to establish new Islamic banks or to convert old conventional bank into Islamic bank. It is also clearly stated in article 6 of the law that commercial banks are allowed to run some parts of their business on Islamic principles. A part from these laws, Islamic banks can also enjoy their existence in Indonesia on the basis of Law No. 3, 2004 on Bank of Indonesia, as the replacement of Law No. 2, 1999. Nevertheles, Indonesian Islamic banks are still having problems with their existence fiqh, legal issues, and socialization. Whereas their operational problems are dealing with human resources, and lack of regulations-especially about conflict settlemnet, and lack of (Islamic banking) scholars-particularly from Islamic universities.
Key Word: Problem, Eksistensi, Operasional, Bank Syari’ah |
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