Credit Growth Strategy to Support Environmental Sustainability by South Kalimantan Regional Development Bank with SWOT Approach

Abstract

Regional Development Banks (RDB/BPD) are crucial in encouraging regional economic growth while maintaining environmental sustainability. This study investigates credit growth strategies implemented by the South Kalimantan RDB, emphasizing SWOT analysis to understand how these strategies impact environmental sustainability. South Kalimantan RDB integrates green financing practices and value-based approaches in its credit growth strategy. The results of this SWOT analysis are used to formulate strategic recommendations that can help South Kalimantan RDB maximize its internal strengths, overcome weaknesses, take existing opportunities, and deal with threats that may arise. The strategy is to diversify the credit portfolio for green financing or renewable energy. Develop digital-based products and services to reduce paper usage. Update the risk management policy to include environmental risks. The practical implications of these findings could help South Kalimantan RDB and similar institutions in increasing their contribution to environmental sustainability and sustainable regional development.