Plagiasi FINANCIAL TECHNOLOGY, FINANCIAL LITERACY AND WETLANDS COMMUNITY RESILIENCE IN BANJARMASIN

Abstract

The purpose of this research was to analyze how the Financial Literacy of the Jukung Craftsmen community in Barito Kuala Regency utilized Financial Technology in running business so as to form a resilient Jukung Craftsmen community in Barito Kuala Regency. The research approach used Schutz's phenomenology and determined the Jukung industry craftsmen in Pulau Sugara village, Barito Kuala Regency, as informants. The results showed that Jukungcra ftsmen in Barito Kuala Regency in managing finances had no good understanding about Financial Technology but in their daily lives they used Financial Technology to facilitate various financial transactions. The resilience of the Jukung craftsmen in the Barito Kuala Regency was manifested in several attitudes: wholeheartedly accepted every calamity that hit business, be steadfast and patient in maintaining the business in which they were involved, did not give up easily, a confidence that there must be an ease after difficulty, did not consider competitors as enemies of business but as part of the business community by collaborating, always spoke in a friendly manner whenever there was a complaint from a customer.